Frequently asked questions


1. How do I become a Member?

To become a member, fill an application form which can be downloaded and printed or get a hard copy from  Pay Offices, welfare Office and Unit Chief Clerk.

2. What is the minimum monthly contribution?

Minimum Monthly Deposits Contribution is Kshs 3500.

3. How much is the share capital amount?

Share Capital is Kshs. 20,000.

4. Who is eligible to join Defence Sacco?

Membership Eligibility to Defence SACCO is open to all Uniformed Serving and retired Personnel.

5. What is the sink fund amount?

Sink Fund is Kshs 300.

6. How can i contact the sacco for assistance?

Our contact are:
Address: P.O BOX 40668 - 00100 Nairobi Kenya
Telephone: +254 79 3281989
Email: This email address is being protected from spambots. You need JavaScript enabled to view it..

7. What are the benefits of being the member of the sacco?

An opportunity to save and access affordable loans at only 1% p.m.

5. What are the available mobile loans?

Okoa Cash.
Salary Advance.
Salary in Advance.

5. How can I access DESACCO m-banking?

By dialing USSD code *515# or download Desacco mobile app here.


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